The Reward CoPilot Blog
Make your rewards worth more.
How to earn more from your cards, choose a better redemption and keep fees from eating into the savings.
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Points transfers
3 min readThe math behind a 25% points transfer bonus
A transfer bonus can lower the cost of an award. The base ratio, transfer increments and cash fare decide whether it is worth using.
Read articleBooking strategies
3 min readHow to combine points from different banks for one flight
A shared airline partner can turn several smaller balances into a bookable award. Here is a Capital One, Citi and Wells Fargo example.
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Credit card strategy
3 min readWhen a balance transfer beats chasing credit card rewards
Compare the interest avoided, transfer fee and monthly payment on a $5,000 balance before looking at rewards.
Read articleIssuer guides
6 min readHow to redeem rewards from 11 credit card issuers
Find your bank, identify the rewards your card earns and choose a redemption that fits the way you travel.
Read articleWorked examples
4 min readWhat $2,000 a month earns with Venture, Double Cash and Discover
Compare the same spending budget across three cards, then see when a transfer changes the result.
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Worked example
5 min readHow everyday spending can cover a two-night hotel stay
Follow a $2,000 monthly budget from card earnings to a hotel redemption, including the annual fee and cash-back alternative.
Read articleGetting started
2 min readHow to book your first flight with points
Check your balances, compare the fare and follow the booking through to a confirmed ticket.
Read articleUsing your points
2 min readShould you pay cash or use points?
Calculate the cash you save, then compare it with the other ways you could use those points.
Read articleBooking strategies
3 min readShould you book through a travel portal or transfer points?
Compare the same trip through both channels, including the points required, cash charges and change rules.
Read articleMake everyday spending go further.
Find cards that fit how you actually spend.